Download the Financial Filing Participation Packet [PDF]
This document, updated annually, provides filing requirements, filing deadlines, fees and payment information, and approved software vendors, as well as other important information.
For questions concerning how to complete your statement, contact the Financial Regulatory Services Questions Help Line at
For questions concerning the NAIC Financial Database and electronic filings, contact the FDR Data Administrators at
For general question regarding the payment of filing fees contact Accounts Receivable at (816) 783-8089
The NAIC is using a streamlined formulaic approach for the financial statement database filing fee starting with the 2016 annual statement filing. In this approach fees are calculated using the measurement of an insurance company's premiums or assumed reinsurance multiplied by a base factor, subject to a minimum fee and individual and group caps. The NAIC no longer uses a tiered fee structure. Instructions and a fee calculator are available under the Payment Instructions and Fee Schedules link on the right.
The NAIC Financial Data Repository (Database) is updated every year by the National Association of Insurance Commissioners (NAIC) on behalf of and at the direction of our members, the state insurance commissioners.
Participation in the Database provides essential data for the Insurance Regulatory Information System (IRIS) Financial Ratio Reports, risk-based capital analysis, and other solvency-related reviews of individual companies, including reporting compliance and financial analysis. This serves to assist in preventing insolvencies for which liability is imposed on insurers under state guaranty fund laws. It also serves several other regulatory information needs, such as mandated: experience analysis for particular lines or sublines for individual companies and groups; general market structure and performance analysis; and statistics by company, groups or the industry as a whole.
It is extremely important that all filings are accurate, complete, and timely. The NAIC will be working to ensure that companies have complied with electronic filing requirements and financial reporting requirements contained in the Blanks, Annual Statement Instructions and Purposes and Procedures Manual of the NAIC Securities Valuation Office , and any data validation failures are resolved.
At the 2012 Fall National Meeting, the Information Systems Task Force confirmed that the NAIC would be authorized to require only online filing for all annual and quarterly financial statements, beginning with data year 2012 annual filings. Therefore, as of January 1, 2013, the NAIC will accept only filings submitted via the Internet Filing Website. Note: If disaster(s) or other contingencies prevent timely online filing, authorization to submit a company's filing other than via the Internet Filing Website should come from the company's domiciliary state. Approval from the company's domiciliary state must be submitted to the NAIC along with the filing submitted via alternative media (CD Rom only).
Filings via electronic media must be sent to:
Attn: Data Administrators
1100 Walnut Street, Suite 1500
Kansas City , MO 64106-2197