National Association of Insurance Commissioners

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Insurance Issues for
Military Servicemembers: Consumer insurance information for military servicemembers and their families

CONSUMER ALERTS:

Holiday season mishaps might be humorous in the movies, but they are not so funny when they happen to you. Before you gather with family and friends this holiday, take the time to review potential mishaps and understand how your insurance might apply.
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For renters, the choice to carry renter's insurance is their own � and many people facing financial uncertainty might choose to go without it, even though they have many of the same risks as homeowners.
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Many credit card companies know that it's tempting to use credit to buy holiday presents, and are using the season to offer credit insurance for your account. The NAIC offers these details to help you make a decision about your needs before purchasing credit insurance.
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More Consumer Alerts . . .

CAPITAL, SURPLUS RELIEF MEASURES RECEIVE OPEN, EXPEDITIOUS REVIEW Process Needs Adequate Review to Ensure Consumer Protection
NAIC President and New Hampshire Insurance Commissioner Roger Sevigny today issued the following statement regarding the request from the American Council of Life Insurers (ACLI) for capital and surplus relief for life insurance companies: “During this unprecedented time of economic upheaval, existing conservative state regulatory requirements have helped insurers remain solvent when other financial institutions were failing. Rigorous solvency standards protect companies — and, even more importantly, protect consumers. Full Story >	Roger Sevigny NAIC President and New Hampshire Insurance Commissioner
NAIC RESPONDS TO ECONOMIC DIFFICULTIES Insurance Regulators Discuss Capital, Surplus Relief
The NAIC held a meeting to discuss a request from the American Council of Life Insurers (ACLI) for capital and surplus relief for life insurance companies. First requested by the ACLI in November 2008, the appeal comes during a time of unprecedented national economic challenges. Full Story >
NAIC DISAPPOINTED WITH ANTI-CONSUMER RULING
The NAIC expressed disappointment with the U.S. Securities and Exchange Commission’s (SEC) adoption of Rule 151A today. The move challenges state insurance regulatory oversight. "We are extremely disappointed by today's SEC decision," said NAIC Vice President and Iowa Insurance Commissioner Susan Voss. "State insurance commissioners have taken active steps to protect consumers of equity-indexed annuities — and will continue to do so." Full Story >	Susan Voss NAIC Vice President and Iowa Insurance Commissioner