Request for comments. Deadline of Jan. 12, 2018:


Work Plan


These audio recordings follow the Big Data (EX) Working Group from the 2016 Spring National Meeting.

Audio Recording 1
Introduction – Commissioner Laura N. Cali (OR)
Academic Perspective
Insurance Industry Perspective (partial)

Audio Recording 2
Insurance Industry Perspective (Continued)

Audio Recording 3
Consumer Perspective

Audio Recording 4
Questions and Comments with Consumer Panel
Regulator Perspective
Concluding Remarks with Commissioner Laura N. Cali (OR)

Related NAIC Publications


Big Data (EX) Working Group

2019 Charges:

The Big Data (EX) Working Group will:

  1. Review current regulatory frameworks used to oversee insurers' use of consumer and non-insurance data. If appropriate, recommend modifications to model laws and/or regulations regarding marketing, rating, underwriting and claims, regulation of data vendors and brokers, regulatory reporting requirements, and consumer disclosure requirements.

  2. Propose a mechanism to provide resources and allow the states to share resources to facilitate their ability to conduct technical analysis of, and data collection related to, the review of complex models used by insurers for underwriting, rating and claims. Such a mechanism shall respect and in no way limit the states' regulatory authority.

  3. Assess data needs and required tools for state insurance regulators to appropriately monitor the marketplace and evaluate underwriting, rating, claims and marketing practices. This assessment shall include gaining a better understanding of currently available data and tools, as well as recommendations for additional data and tools, as appropriate. Based on this assessment, propose a means to collect, house and analyze needed data.