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Financial Regulation

All of the below publications are available as electronic files to purchase and download. Shop now!

Company Licensing Best Practices Handbook
This handbook’s objective is to provide a framework that, while not preempting a state’s authority, promotes consistent decisions while reviewing the standardized Uniform Certificate of Authority Application (UCAA) and helps improve the efficiency of the review process. This handbook is not intended to constitute a comprehensive company licensing procedures manual. Updated annually.

CLH-OP Company Licensing Best Practices Handbook $50.00 $55.00

Companion Products

Directory of Receivership and Run-off Resources
This directory is a comprehensive listing of accountants, actuaries, investment managers, lawyers, reinsurance specialists and general consultants who can help insurance departments administer receiverships. It provides contact names, addresses and a brief company overview for each person/firm listed in the directory. Updated annually.

DAR-ZB Directory of Receivership and Run-off Resources $45.00* $50.00**

Companion Products

NAIC Disaster Reporting Framework
Suggests approaches and concepts to assist regulators in providing efficient and effective insurance regulation during a disaster. Provides guidance to help state insurance departments communicate a disaster-reporting effort to insurers, perform solvency and market conduct analysis on insurers, and streamline the process of gathering information from insurers to prevent duplicative data requests. Copyright 2009.

DRF-OPS NAIC Disaster Reporting Framework $100.00  

Companion Products

Financial Analysis Handbook
First developed and released in 1997 by the NAIC Financial Analysis Handbook (E) Working Group, the purpose of this Handbook is to: 1) provide a uniform risk-focused analysis approach to more accurately identify insurers and/or holding company systems experiencing financial problems; and 2) identify prospective risks that pose the greatest potential for developing financial problems. Includes quantitative and qualitative procedures. The overall goal is to assist regulators in evaluating and better understanding insurers' risks in order to develop appropriate corrective action plans sooner, and, therefore, potentially decreasing the frequency and severity of insurance company insolvencies. Updated annually.

FAH-ZU Financial Analysis Handbook $175.00* $195.00**

Companion Products

Financial Condition Examiners Handbook
This handbook provides a guide to assist state insurance departments in establishing an effective examination system. It provides an overview of the entire examination process and then offers specific instructions and suggestions for carrying out each individual phase of examination. This handbook is updated annually.

Updates to the Financial Condition Examiners Handbook

EXF-ZU Financial Condition Examiners Handbook $250.00* $270.00**
EXF-ZR Financial Condition Examiners Handbook CD-ROM $260.00* $290.00**

Companion Products

Guide to Compliance with State Audit Requirements (Annual Financial Reporting Model Regulation #205)
This guide helps insurers comply with state regulatory requirements regarding annual audited financial reports and related correspondence. It summarizes key provisions of each state’s requirements based on the Annual Financial Reporting Model Regulation (MDL-205), commonly known as the Model Audit Rule. A detailed chart includes statutory citations, filing deadlines, workpaper requirements, audit committee requirements and much more. Copyright 2010.

GCA-ZU Guide to Compliance with State Audit Requirements (Annual Financial Reporting Model Regulation #205) $150.00* $165.00**

Companion Products

Guide to Compliance with State Audit Requirements - As of 2004
This publication is a tool to assist insurers, CPAs and other interested parties in complying with the various state filing mandates for annual audited financial reports and related correspondence. It highlights differences in the states' requirements from the NAIC Model Audit Rule Requiring Audited Financial Statements and provides documentation of each state's rules and regulations. This guide also includes a copy of the AICPA's Statement Position 95-4, "Letters to State Insurance Regulators to Comply with the NAIC Model Audit Rule," as well as examples of various required letters and forms. This guide is also available on CD-ROM, providing instantaneous search capabilities powered by NextPage. Copyright 2004.

CPA-ZU Guide to Compliance with State Audit Requirements - As of 2004 $250.00* $270.00**

Companion Products

Insurance Regulatory Information System (IRIS)
IRIS has been used since 1972 to help insurance regulators evaluate the financial condition of insurance companies. More than 5,000 companies file their financial statements with the NAIC each year.

IRIS Ratio Results and IRIS Ratios Manual provides a comprehensive method for screening and analyzing the financial state of insurance companies. It contains both the Ratio Results for the Insurance Regulatory Information System and IRIS Ratios Manual.

Ratio Results for the IRIS is part of the Financial Analysis Solvency Tools (FAST). IRIS includes ratio results for each of the more than 5,000 companies that file with the NAIC every year. An annual subscription to this publication includes the manual and three updates.

IRIS Ratios Manual is also part of the Financial Analysis Solvency Tools (FAST). This publication contributes to the goal of providing state insurance departments with an integrated approach to screening and analyzing the financial condition of insurance companies by explaining ratio calculations and providing worksheets and benchmarks that are part of the NAIC's IRIS. Updated annually.

IRS-ZU Ratio Results and Ratios Manual $175.00* $195.00**
RRI-ZU Ratio Results $150.00* $165.00**
UIR-ZB IRIS Ratios Manual $75.00* $85.00**

Companion Products

Quarterly Listing of Alien Insurers
Includes alien insurers that have fulfilled the criteria in the International Insurers Department Plan of Operation. Currently lists alien companies and Lloyd's syndicates with their city and country of domicile. It also provides information about the trust accounts of all currently listed insurers and includes: location of trust account, minimum required balance or trust account, market value of trust account, whether the account is funded by a letter of credit and the trustee bank contacts with their telephone and fax numbers. Updated quarterly.

QLS-AS Quarterly Listing $250.00* $275.00**

Companion Products

Receivers Handbook for Insurance Company Insolvencies
Provides the most current, complete information available on administering insurance company receceiverships. Represents more than two years of work compiling information from more than 50 authorities, including actuaries, accountants and consultants who regularly work on receiverships. Fully indexed and cross-referenced to make research easy. Chapters discuss takeover and administration; data processing; accounting and financial analysis; investigation and asset recovery; claims; guaranty funds; reinsurance; special receiverships; and legal considerations. Copyright 2009.

REC-BU Receivers Handbook for Insurance Company Insolvencies $425.00* $470.00**

Companion Products

Uniform Certificate of Authority Application (UCAA) Manual
Designed to assist companies in filing a primary application, an expansion application or corporate amendments to the certificate of authority, the UCAA Manual contains all the latest forms, instructions and examples of completed forms. It also includes charts that provide state specific information companies must have to allow them to comply with the filing requirements of each state. Updated annually.

UCA-OPA UCAA Manual $140.00* $155.00**

Companion Products

*Domestic Price           **International Price