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John M. Huff
NAIC President and Missouri Insurance Director & Insurance John M. Huff
NAIC President
and Missouri Insurance Director
Ted Nickel NAIC President-Elect and Wisconsin Insurance CommissionerTed Nickel
NAIC President-Elect and Wisconsin Insurance Commissioner
NAIC Participates in 10th China-U.S. Insurance Dialogue

NAIC President John M. Huff (Missouri Insurance Director) and NAIC President-Elect Ted Nickel (Wisconsin Insurance Commissioner) attended the annual China-U.S. Insurance Dialogue this week. In addition to NAIC members and staff, the U.S. delegation included federal government and insurance industry representatives. They met with members of the China Insurance Regulatory Commission (CIRC) and Chinese insurers. The group discussed a variety of topics including cybersecurity, consumer protection and industry innovations.

Sharing Economy Exposes Summer Travelers to Insurance Risks
Insure U tips and tools help consumers share with care
John M. Huff
NAIC President and Missouri Insurance Director & Insurance John M. Huff
NAIC President
and Missouri Insurance Director
As the U.S. summer travel season peaks, consumer use of sharing platforms continues to climb. Global revenue from sharing services will hit $335 billion by 2025, according to PricewaterhouseCoopers. In addition to home and ride-sharing, consumers are now renting and sharing everything from cameras to golf clubs. With nearly 75 percent of Americans vacationing this summer, the National Association of Insurance Commissioners (NAIC) advises consumers to understand the insurance risks of the sharing economy.

"The sharing economy offers new and exciting opportunities for complete strangers to share everything from rooms in their homes to designer dresses," said John M. Huff, NAIC President and Missouri Insurance Director. "Failing to understand the insurance aspects of these sharing services can be financially risky. The NAIC encourages consumers to share with care."

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Early NAIC Analysis Sheds Light on Cybersecurity Insurance Data
Task Force to review full report at Summer National Meeting
John M. Huff
NAIC President and Missouri Insurance Director & Insurance John M. Huff
NAIC President
and Missouri Insurance Director
Adam Hamm, NAIC Cybersecurity Task Force chair and North Dakota Insurance CommissionerAdam Hamm
NAIC Cybersecurity Task Force Chair and North Dakota Insurance Commissioner
The NAIC announced the collection of filings indicating more than 500 insurers have provided businesses and individuals with cyber insurance. The vast majority of these coverages were written as endorsements to commercial and personal policies. These insurers also reported direct written premium of nearly $484 million for stand-alone policies and approximately $1 billion in cybersecurity package policies.

Based on the Cybersecurity and Identity Theft Coverage Supplement created in 2015, the NAIC sought U.S. insurers' annual statements to gather financial data on insurers writing cyber risk coverage. The NAIC data also provides information on policy counts and loss experience.

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